Regulatory Updates

Latest regulatory changes affecting employer health benefits

Articles

• IRS Letter 226-J: How to Respond to an ACA Penalty Notice — An IRS Letter 226-J is a proposed ACA penalty, not a final bill — and thanks to a 2024 law you now have 90 days to respond. Here's why ALEs receive it, what's in the packet, and how to push back with Form 14764 before the deadline.
• 2026 ACA Penalties & Affordability: Complete Guide — With ACA penalties jumping 15.2% in 2026 and affordability thresholds tightening, employers face their most challenging compliance landscape yet—here's what you need to know.
• Federal Poverty Level 2026: Guidelines & Calculator — Master the Federal Poverty Level calculations that determine your employees' eligibility for Medicaid, ACA subsidies, and other crucial healthcare benefits in 2026.